u/tomboybarbie

APR and APY on a CD?

I'm looking at rates for CDs and I'm seeing APR and APY. Say 4.17% APR for 12 months and 4.25% APY. I know that 4.25% is overall what it's going to earn for the whole 12 months but what is APR here?

reddit.com
u/tomboybarbie — 16 hours ago