BetMGM Fraud
Not really sure how to fully explain this but I believe my BetMGM and bank acct was somehow corrupted or got into. I enjoy betting on college basketball so I did so up into March madness but mostly conference tournaments, I hit a 12k win off of 100$ (really proud on it) and I decided that was my peak and deleted BetMGM. At that point I had ballpark 17-18k in my savings. The next day I lent around 5k to my uncle who lost his job recently to help out and I got a receipt from the bank so I had an idea of how much I had. Worth noting, other than college basketball betting, I’m extremely stingy and save every penny I can whenever I can. So I knew I had 11ish thousand in the bank so admittedly I just lived off of my paychecks and quit checking my bank acct. fast forward to early last week and I decided to check my bank acct due to my card declining while getting groceries (definitely shouldn’t have) and I see I only had like 1.5k in my saving and -100$ in my checkings. I immediately changed my password to my online banking and deactivated my card, after looking into it there was easily 9-10k of charges to BetMGM even though I hadn’t used it in almost 2 months, not only that but there was easily 100+ transactions moving money from savings to checking. I immediately started disputing charges and I emailed BetMGM support as well as my bank, I got a response from BetMGM and they said it came from my device and IP address, but on almost 90% of those charges was during times that I was in class (college) or at work (night shift 7p-7a at nursing home) and the other 10%ish was times that I was sleeping. Now I understand that this is extremely dumb of me to not check my acct and so on but I knew I had money so for the first time in my life I wasn’t stressing over it. Well, I now got an email from BetMGM regarding the chargebacks from my bank (they have completed roughly half the disputes and credited me already for them) and the email said they would deactivate my account and send it to collections and that would negatively affect my acct. Now I have 0 clue how this is possible, the only conclusion I came to is that I had an old laptop that was stolen(about 2 months ago) that was logged into BetMGM and my banking app online, could they have looked at my info and used a von for my address? I don’t want this to show on my credit but I can’t just let that much money go. What do I do?