u/throwRAQA25

Hey all,

My husband and I have separate HDHPs. His deductible is $3400 and we’ve pretty much hit it this year because of an issue he was having. The bills have been insane. Bills for services and then a week later, a bill for the doctor who performed the service. It’s been nonstop between the claims and then the bills, there’s a new one every week. Next year I’m adding him to my HDHP because our deductible will be $3000 together but wow this really has me evaluating if this is worth it. I normally pay the bills out of pocket and keep the receipts but I’m really tempted to just pay these out of the HSA. What’s everyone’s deductibles and how do you do it??

Thinking about getting a masters but have no idea in what. For context, my background is in quality assurance.

Don’t we all know now that using tanning beds or too much sun exposure in general can lead to skin cancer? Why do people still tan? Especially when spray tanning is an option if you’re insistent on having a certain result.