u/stopsleepingat4lol

Increasing Rent as a Med Student

Hi everyone, I’m a current medical student seeking advice of living situations with loans. I live in a HCOL city in a tiny studio for about 2k. The studio is fine but it’s small and I’m not extremely happy with the building right now. I am considering a much bigger studio for 2.4k, which with the way I have budgeted loans next year would mean I have to take an extra $2-3k in loans out each year (6-9k total extra). Right now I’m set to graduate with about $379k in loans (with interest included, this includes debt from undergrad), if I take out the extra loans it would be about $396k. I’m already extremely worried about even being able to pay off this amount of loans and still have freedom to go into any specialty of interest (i.e. pediatrics or OB).

TLDR: would you advise increasing loan debt by about $20k to have a slightly better living situation?

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u/stopsleepingat4lol — 1 day ago