u/southern-gunner

Hi everyone, doing a renovation on the master, this is the layout we are using. Limited to this due to where the plumbing is and not wanting to move slab pipes. The bottom is the bedroom with a door entering the bathroom, a wash closet with the toilet to the left, then walk in shower, then enter closet. On the right is the vanity, this is about 89” on the wall it’s currently drawn on, 71” on the other wall. Is it best to just do as big a vanity as we can on that 89” wall, maybe with a vertical cabinet on one side for some linen storage since there isn’t a dedicated linen closet, although the walk in closet is right there? And leave that 71” wall empty, Or should we do some sort of L shaped vanity there with a little chair or makeup station on the 71” wall? I thought about some shelves or storage on the back side when facing the vanity (the wall shared with bedroom) but this might look silly or too narrow? Thank you for any suggestions!

34 and wife is 31, no kids yet. Both fairly healthy. PCP visits, gynecologist, some dermatologist visits and a few others. Looking at starting an HSA but was surprised to see that while deductible goes way up the premium doesn’t really drop. My current plan has $1000 deductible and has $50 specialist copay and is $1190 a month for the two of us. The high deductible $4000 plan is $1104 a month. So save only $86 a month between the two of us in premiums but have to pay out of pocket for every copay, blood work and medication etc up to the 4k deductible. Am I missing something? how is this financially a good move. I know you can save money in an HSA but if you do need it why pay the same for worse coverage?