u/solo_entrepreneur

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Is it a bad idea to take a 2 year sabbatical for burnout?

I’m 42M, no kids, no debt, paid-off condo living in HCOL area. My business has not been doing so well this year because of the economy and I am stressed out and burnt out. So, I will be closing it down by December. I want to take a 2 year sabbatical to improve my health and do some traveling. 12 years of doing my business has taken a toll on me and never really got to travel because of the time constraints.

Current portfolio: $764K: $560K in VTI, $204K cash. I plan to invest $150K of the $204K cash into VXUS or QQQM and leave the rest in cash or bonds.

Paid off condo worth around ~$630K.

I have another $210K in an HYSA. I will be using some of this money for the two year sabbatical.

My annual expenses are about $35K/year but plan to spend about $70K/year during the sabbatical because of traveling. Once the two year sabbatical is over, I already have plans to start a different business that is more meaningful and doesn’t carry all the stress.

Some of my friends tell me it’s a bad idea to go on a 2 year sabbatical because a recession is looming around the corner. But I really feel like I need this for the sake of my physical and mental health. I would like to do some traveling while I’m still young too.

I’m open to advices. Thank you.

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u/solo_entrepreneur — 9 hours ago

I plan to coastFIRE by the end of the year. How does my coastFIRE plan look? Open to advices.

I’m 42M, no kids, no debt, paid-off condo living in HCOL area. My business has not been doing so well this year because of the economy and I am stressed out. So, I will be closing it down by December. I plan to take a two year sabbatical after that.

Current portfolio: $764K: $560K in VTI, $204K cash. I’m plan to invest $150K of the $204K cash into VXUS or QQQM and leave the rest in cash or bonds.

I have another $210K in an HYSA. I will be using some of this money for the two year sabbatical.

My annual expenses are about $35K/year but plan to spend about $70K/year during the sabbatical because of traveling. Once the two year sabbatical is over, I already have plans to start a different business that is more meaningful and doesn’t carry all the stress. The business should be good enough to cover all my expenses and do some mild traveling as well. Will probably pick up a part time job as a professor at a community college too.

How does my coastFIRE plan look? Open to advices. Thank you

reddit.com
u/solo_entrepreneur — 15 hours ago