▲ 4 r/Fire
When is it okay to increase your withdrawal rate past the normal rate of inflation adjustments?
Let’s say you retire with a liquid portfolio of 1mil and you with draw 4% a year. You’re increasing your spending each year by the rate of inflation.
Your portfolio doubles within the next 3-5 years to 2mil.
Do you continue to take an inflation adjusted withdrawal of the original 1mil amount? At what point can you make an adjustment large enough to make a difference in your spending habits?
u/revanevan7 — 16 hours ago