u/pharrison99

Source: Augea country-level snapshots (10 countries, 2 rails, $100 BTC).

Tool: custom methodology with a deterministic claim gate (ratio ≥ 3.5 and

range non-overlap required to use "3.5×" language).

Canada 4.90%

Singapore 2.30%

Australia 2.10%

United States 2.10%

Germany 1.50%

France 1.50%

United Kingdom 1.50%

Netherlands 1.50%

Sweden 1.50%

Poland 1.40%

Full report, methodology, CSV + JSON under CC-BY-4.0:

https://augea.io/reports/retail-crypto-cost-benchmark-2026-q2

Disclosure: mine. Free to reuse / re-chart with attribution.

Snapshot-backed benchmark, 10 countries, card + bank rails, $100 BTC

baseline. Median card cost by country:

Canada 4.90%

Singapore 2.30%

Australia 2.10%

United States 2.10%

Germany 1.50%

France 1.50%

United Kingdom 1.50%

Netherlands 1.50%

Sweden 1.50%

Poland 1.40%

Bank rails are cheaper than card in every tracked country.

Caveat: country median, not a quote. Your specific exchange, card BIN, and

promo state will move the needle.

Report: https://augea.io/reports/retail-crypto-cost-benchmark-2026-q2

Dataset (CC-BY-4.0): https://augea.io/data/reports/retail-crypto-cost-benchmark-2026-q2

Disclosure: mine. Free to re-use with attribution.

Snapshot-backed benchmark, 10 countries, card + bank rails, $100 BTC

baseline. Median card cost by country:

Canada 4.90%

Singapore 2.30%

Australia 2.10%

United States 2.10%

Germany 1.50%

France 1.50%

United Kingdom 1.50%

Netherlands 1.50%

Sweden 1.50%

Poland 1.40%

Bank rails are cheaper than card in every tracked country.

Caveat: country median, not a quote. Your specific exchange, card BIN, and

promo state will move the needle.

Report: https://augea.io/reports/retail-crypto-cost-benchmark-2026-q2

Dataset (CC-BY-4.0): https://augea.io/data/reports/retail-crypto-cost-benchmark-2026-q2

Disclosure: mine. Free to re-use with attribution.