u/notmyrealnamefromusa

At what net worth would you decide to self-insure LTC in the US?

My mom outlived her LTC policy which means she actually won that lottery, but in general with all of the limitations, costs, and possiblity we won't need it, we've so far decided to self-insure.

That said, we never ran the numbers. Has anyone here done it? 2 million, 5, 10? What is the right number?

Note that we'll have Social security, a small pension, and will generally need to live off savings/401k/securities.