u/noname999999

Has anyone found an unscented ketoconazole shampoo that isn't some sort of scammy chinese thing? Nizoral works for me but I can't stand the smell. Thx

I'm in Texas, USA. Considering Chapter 7 and filing on my own. One of my biggest unsecured debts is a VISA card I get through my credit union, which I love. If I include that debt in what I want to discharge via my filing, will it affect my relationship with the credit union? I guess I'm asking if the credit card balance is owed to the credit union itself or to some outside entity such as VISA. Like, does my CU just brand the card, and the balance is held by VISA, or is the CU the party actually making me the loan of that balance?