u/moderndaymesh1

40% VTI (US total market)

26% VXUS (International ex US)

20% VBR (US small/mid cap value)

11% VSS (International small/mid cap)

2% BNDW (global bonds)

1% SCHP (broad TIPS)

-Age 36

-Tax advantaged account

-Plan is to gradually and proportionally increase the bond position year over year. Will be 15% by age 50, 30% by age 60, and 40% by age 70. (Retiring at 67)

-Deliberately avoiding active management (or active-passive management) philosophically; however, I'm trying to *roughly* replicate the factor loadings of Dimensional's Core 2 funds with passive funds - acknowledging there are limitations, particularly for international SCV.