u/mmodlin99

Hi all, I’m looking for clarification on how credit card payments work in YNAB. I currently have several spending categories like “eating out” and “groceries” and I will use my credit card to pay for those items. I fund this categories at the beginning of each month. From the official guide, it says that whatever amount is spent in those categories will automatically get applied to the credit card payment but this hasn’t been the case for me. I end up funding the categories then also having to fund my credit card payment. So I’m funding each purchase twice. Have I set up my credit cards incorrectly in YNAB. Thanks in advance.