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u/mister_doctor_99

XEV 9S insurance coverage. Please advise.
▲ 5 r/XEV9S+2 crossposts

XEV 9S insurance coverage. Please advise.

Hello everyone,

My dealer has given me this insurance quote for 3+3 from IndusInd for XEV 9S. Can you please review this quote and let me know if any important coverage is missing that I must add without fail? I will be first time EV owner, so still learning all the EV related stuff.

I don't mind paying bit extra insurance premium upfront. In fact, I myself asked for 3+3. Because I want to be stress free after buying my first EV.

Please advise. Thank you 😊

u/mister_doctor_99 — 1 day ago
▲ 9 r/XEV9S+2 crossposts

Long post, so please bear with me 😊

I have booked the XEV 9S Pack 2 Above. No clue about delivery, that's a different story.

In KA, earlier road tax for EVs was only for 25L and above. But now, road tax has been introduced for all EVs from April onwards (yeah, fuck 'em). So, the entire tax exemption advantage of Pack 2 Above is lost.

Now, the cost gap between Pack 2 Above vs Pack 3 has reduced. It was 6L earlier. Now, the on road price difference is reduced to 4L.

I have studied the features list in detail, saw lot of YT videos and these features of Pack 3 would be applicable to me personally.

Bigger battery Pack 79 kwh (vs 70 kwh on P2A)

Adaptive suspension

Full connected DRLs

Ambient Lighting

Acoustic glass

Powered co-driver seat

Ventilated 2rd row

Electric door handles

Sun shades in 2rd row

So, basically 9 additional features. And I am wondering is the extra 4L worth for these 9 features, which is close to 45k per feature.

Anyone who is using these features, can you please let me your thoughts? Are these features worth 45k each? How frequently are these features used by you?

Thanks in advance! 😊

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u/mister_doctor_99 — 19 days ago