u/mermaiddiva26

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As a follow-up to my last post where I got approved for a mortgage without a credit score, I am now on vacation and rented a car without a credit card. It's a cope to think you need a credit score. Next argument please

I thought it was too late in the year to be down and out with a cold, but alas....

Process was much easier than I would have thought. It took less than a week for full underwriting. Yes I know that taking out a mortgage will give me a credit score. I'm going on vacation next week and renting a car with no credit score or credit card so I'll let y'all know how that goes lol

I got a message today that the "lender has switched the buyer to a VA loan instead of conventional". Buyer's agent wants to get us a gift card to cover the seller (me) having to pay for VA termite inspection. What are the risks with this?

I am also slightly concerned about the VA appraisal rules. There are zero comps in my zip code in the last 100 days that match my number of beds/baths, so I have no clue how they will do the appraisal.