u/marseli80

Yet another abysmal lease quote. Here are the numbers:

|Term |24 months |
|Annual Mileage |12,000 |
|Single Pay |No |
|MSRP |$80,515 |
|Net Selling Price |$75,515 |
|Dealer Discount |$5,000 |
|Net Cap |$76,354 |
|Lease Cash |$0 |
|Down Payment |$0 |
|Net Trade |$0 |
|Other Incentives |$0 |
|Ancillary/Other |$839 |
|Residual % |76% |
|Residual $ |$61,191 |
|Acq Fee |$0 |
|Security Deposit |Waived |
|**Due at Signing** |**$1,076.05**|

Are you able to see the problem? While the deprecation is only $633, the interest or rent charge is a whopping $444 per month!!! At 7.75% interest rate or 0.003229 MF. This is how they get you! I’m assuming this is one of the highest in the industry?

Basically I’m realizing that no matter how discounted the car, there’s almost no way to get to a sub-$800 payment due to this monster money factor. For those who got good monthly payments up until March, how did you do it? Obviously the car cannot be discounted to $50K. So did they use super low MF somehow? Is that negotiable? Btw this is without running my credit score which is excellent.

Pretty disappointed all in all. Thoughts?

I’ve had Google Fiber for almost five years and have never been truly satisfied with the speeds. For the longest time, I had 1st gen equipment with frequent downtimes. Even with the new equipment replaced for free a year or two ago, I see inexplicable slow speeds at different times of the day, in different rooms and different devices with no rhyme or reason.

Sometimes unplugging and replugging power fixes it, other times it doesn’t. Sometimes the problem shows up on diagnostics, other times it doesn’t. Even wired connections like tv or Apple TV buffer for 1-4 seconds. Many times the speed tests are fine but actual speeds are not good (I know about WiFi being slower than wired).

If you call support, they will do the basic troubleshooting, tell you everything is fine, or schedule a tech to come out. Granted that techs are smart people with good skills, it goes back to the same frustrating speeds again a day or week later. No one has time to keep calling them and going thru troubleshooting.

I’m genuinely thinking about going back to Spectrum - I’m sure they will be happy to offer gigabit service for less. Is anyone else experiencing this?