Where do you think mortgage rates will be in 18 months?
I'm currently in a 4.05% mortgage which is fixed until October 2027. Rates now are looking much better but I'm pretty anxious that won't hold. It seems likely they'll rise this year, and it October of next year seems too early for them to come down any again.
A few bps off the mortgage rate would be very handy in the household budget right now. Would probably put it into overpayments which would be nice.
u/lurkingandlearning27 — 15 hours ago