u/luhtuzi

15% in 401(K) ROTH should I continue or open a Roth IRA?

NEWBIE HERE 👋

34m, $56K income (before tax).

My company matches fully up to 9%.

I started late in my 401(K) game. And recently directed my paycheck into 401(K) ROTH rather than 401 (K) TRAD with Fidelity.

I can shell out maybe another $1K per month into either 401(K) ROTH or Roth IRA. Any gurus in here got good personal opinions?

*I do max out on my HSA contributions, and have them invested also.

*I prioritized saving to buy my condo flat out with cash, valued at $180K.

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u/luhtuzi — 2 days ago