It would seem obvious to me that I simply used too much polish but even after re-buffing a ton, after I touch the shoes or wear them I notice smudges appearing on points where contact has been made.
Is there anything else I could have done during the polishing process that besides excess product that could be causing this?
I am 32 and earn over the limit to contribute to a Roth IRA directly. Given this and that I have not maxed out any of the below for the 2025 year, what can/should I contribute to with after-tax dollars prior to the tax deadline?
Pre-tax 401k - is this even possible with after tax dollars? Currently I have contributed up to the amount to get my company match but no more / I am still under the annual contribution limit.
HSA - I contributed only about $500 in 2025.
Roth IRA (via backdoor) - I did not contribute anything, only rolled over $15k from an Roth 401k from my previous employer.
Or, since I would miss out on the FICA tax break for the HSA and the Roth conversions get confusing since I think they have to count for 2026 now(?) should I just contribute to my brokerage account at this point and try to do better during the calendar year next year?