LPT: Therapists in the US who do not take insurance are going to be able to offer a much wider range of treatment options that actually help.
For most of my life, I have been bouncing from therapist to therapist that my insurance covers. I thought therapy simply didn’t work for me until I researched therapists in my area that specialize in my issues and found a perfect match that I noticed did not take insurance, but offered a sliding scale.
When I asked why they did not accept any form of insurance and only accepted out of pocket payments, she explained that their practice did not accept insurance because insurance companies dictate treatment plans that they are able to offer. If a practice accepts insurance, these licensed therapists cannot offer treatment that they believe is best suited to your needs if insurance doesn’t cover it, even if you’re willing to pay out of pocket for that particular treatment.
If you are in need of therapy (and I believe most people are) and you are financially capable of paying out of pocket (most practices offer sliding scale payments based on income), you WILL get the best results.
I am almost 30 years old and can’t believe how much growth I’ve experienced in the past 7 months by going to a therapist that can fully customize treatment based on needs and not based on therapeutic practices that are approved by insurance.