403(b) from residency; 401(a) from fellowship + some other retirement fund that isn't growing; about to start attendinghood this fall. What and when do I do it?
I have a 403(b) from residency, a 401(a) from my current fellowship, and a teacher retirement fund that has stopped accruing (just learned that it stopped growing 5 years after I quit my career as a teacher; had honestly just forgotten about it for almost 9 years until a couple months ago..). Each of these accounts have 11-15k in them; needless to say, the teacher retirement fund needs to be rolled over to something as the money there has stopped growing. Should I roll everything into the 403(b)? Should I only move the teacher fund to the 403(b)? I will be working at a new institution altogether so should I make a new account (?IRA) and roll all three there? And does the timing matter (prior to end of fellowship, during the 2 months of unemployment until attending job, after starting my new position)?