u/kudzushoe

Trying to retire soon

56M & 66F. No kids.

Retirement account: 5M Savings account: 250k

Liability: 180k house mortgage

Wife is about to start drawing SS ($3000 monthly after Medicare)

Monthly budget is 13K

My health has recently taken a severe dip in quality. I find it difficult to work anymore. Used to make 300K, but this year I’ve only pulled in 4K. Turning away lots of projects. My health seems to be forcing me into early retirement.

Based on the above numbers, I’m thinking the math works in my favor.

Any thoughts would be appreciated!

reddit.com
u/kudzushoe — 5 days ago

I’m in my late 50s. Wondering if my allocation ratio is appropriate for my age. I’d like to retire in 3 years (61 or 62).

These are my 4 IRA accounts.

u/kudzushoe — 13 days ago