u/kitty_pimms

I withdrew most of the money in my Roth to pay off some credit cards (realistically, I am never going to be able to afford to retire). I was under the impression that since these were post tax contributions, I would not owe taxes as long as I didn't withdraw any earnings made from stock sales. I only withdrew what I'd contributed. Now it's saying I owe $4k. Was I very, very wrong? I wouldn't have withdrawn otherwise.