u/keepitsimple-1

I have office life insurance but would like to take term life insurance of 2 crores.

I am fit with no ailments but was a light smoker(5-6 per day) till 2 years back.

I understand that they ask only if you have smoked in the last 12 months so I will tick the box as "No" for smoking.

Planning to go with HDFC, what are do's and don'ts that I should take care of before taking the life insurance?

Example - not to share bank statements for income proofs.

Add ons?

I am planning to solo visit Mangi Tungi in July Hyderabad.

Should I travel via train to Manmad or Nashik? Post this, how do I go to Mangi tungi? Buses?

Are there any other places to visit near? One day at mangi tungi and another day at some other place nearby and back to Hyderabad.