u/itsnashm — reddlx

TD is offering me current rates below

1 year fixed 5.44

3 Year Fixed: 4.24

5 year fixed: 4.49

5 year Variable 3.84

My mortgage is up for renewal in september. I want to shop around early to see if these are the best rates.

Mortgage remaining balance: 340,000

My mortgage broker has shared their best available rates they have with them currently

What do everyone think about these rates ? Should i shop around myself?

My broker is pushing me to get a fixed rate probably for the longer term due to volatility in the market. I am still not sure about that decision

Any advice on the approach ? This is my first time renewing a mortgage and it’s my primary residence.