u/its_ericaaa

Trying to choose between a DHMO vs PPO dental plan and would love some real-world input.

From what I’ve gathered:

•	PPO = more flexibility in choosing dentists

•	DHMO = cheaper premiums, but more limited network

•	DHMO seems fine for basic stuff, but PPO might be better for bigger procedures

I’m currently leaning DHMO for the lower premiums, but a bit worried about being locked into a bad provider.

Questions:

•	If you have a DHMO, do you feel limited when you need more than just cleanings?

•	Anyone regret going DHMO vs PPO (or vice versa)?

•	Any SF dentists you love (or would avoid), especially within DHMO networks?

Feels like the actual dentist matters more than the plan, so referrals would be huge!