Today my retirement investments surpassed $500,000!

This is also:

•  5.245x my annual gross salary
• 12.965x my annual budget

I'm focused and far from done- I plan to retire in 13 years when I'm 54.

While I’m stoked to be where I am financially, it doesn't feel too real because like many of us, I’m always moving the goalpost. I remember in June 2023 when the combined total of my Vanguard accounts reached $100,000; I was amazed and couldn’t stop checking. That’s not the case with this milestone.

Next Moving Goalposts:

• IRA reaching $200,000
• 457b reaching $100.000
• MU reaching $550 a share

2026 Financial Goals:

• Invest more than 35% of my gross salary toward retirement ✔️
  • Currently at 10.80% YTD
• Be more aggressive and consistent with making extra mortgage payments ✔️
  • Paying a minimum of $200 extra a month toward the principal

   

• Increase emergency fund from 4 months to 5-6 months worth of essential living expenses ✔️
  • My EF is $17.08 away from 6 months of essential living expenses. I plan to let the interest bring me to the goal

*I know I'm heavy on tech (hello MU** rocket) and can use more International. I plan to start 2031 with an updated strategy as outlined in my IPS.

 **I bought the 100 shares of MU pre-COVID for a total of $5,017.83