Lady I clean for wants me to drive her places but I don't think her insurance covers me.
We are located in Ontario, Canada, but her children all reside in Pennsylvania. My cleaning client is getting to the point where she is too elderly to drive. We live out in the middle of nowhere, so she can't use transit. I have always been just a cleaning lady I don't really feel comfortable driving people or running errands for people.
However, I do believe if I was paid to drive her somewhere, that insurance might see the vehicle being used for commercial purposes, and I might not be covered if something happens. I worked for a company that required me to drive clients places, and I had to put extra insurance on my car to do so. I explained this to my client, and her family and her family said they'd lie to the cops if that was the case. I explained that was a terrible idea and told them to look closer at her insurance to see if that was covered but I told them I felt uncomfortable driving her and I found a few different services that specifically drove seniors to appointments that covered our area.
Last night, the one clients daughter sent me a screenshot from chatgpt saying it explained everything, and I was fine to drive her mom's car. But once again, she didn't include that I was being paid to drive the car. According to my research, that makes a huge difference. However, when I brought this up to that daughter before I was told, "You're not an Uber driver, you're just a neighbor driving another neighbor to an appointment!". So now I'm asking reddit because I don't trust AI for legal advice and especially not ChatGPT since its well known for making up information.
As for attacking my character for not wanting to help its because the clients children have been known to sue people. They are currently trying to sue the contractor that fixed up her house. They've also told me if I damage any furniture or fixtures I'd have to pay to fix it so despite their reassurances that if the car gets damaged they won't care I'm pretty sure they'd sue me. The car is already damaged badly from my elderly client driving by braille so to speak.