u/garand_guy7

Help with ETF choice and % allocation

I recently sold most of the mutual funds in my IRA that my financial advisor had me in to replace them with a couple ETF's that are more set and forget. I was hoping to get some advice on the percentage allocation to show good diversity. I have about 20 years left before retirement and contribute my max each year at this point. I currently have 30% SPMO for growth as my biggest current position.

I'm trying to decide between a more stable fund like VOO, VTI, QQQ etc. for another 40% ish. I currently have 5% VOO, so I'd have to decide between selling it to buy something else, or just adding to it.

I have 10% between DRAM and ORBX for AI and Space exposure.

Then I want to add a global fund like FTSE, VXUS, etc. I was thinking 10-15% ish for global?

Possibly add a small cap fund like AVUV for the rest, 10-15% ish.

What are your thoughts or suggestions on this and possibly changing percentages around? I'm mostly looking for a long-term set and forget strategy. I can play with the DRAM, ORBX stuff along the way. I have NVDA, RKLB, ASTS and a few others to play with in a separate brokerage account for stocks, but under $20k so far. Thanks all!

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u/garand_guy7 — 21 hours ago
▲ 162 r/StockMarketMovers+1 crossposts

Is DRAM overpriced now or still a good buy?

I'm looking to get a position into DRAM, but wondering if the hype has it way overpriced right now. Since it's brand new and has done well, can anyone tell if a pullback is coming or is it still worth the price it is at right now? Thanks all!

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u/garand_guy7 — 4 days ago