someone hit my parked car while it was unoccupied, I’ve gone through faultees insurance, they’ve made me an offer but I’m unsure of how I should go about counter offering since they’ve offered less then the value of my car.
The adjuster totaled my car without my consent, they are charging me for the owner retain value even though they aren’t willing to take the car themselves and sell it for scrap, they’ve made have been giving me as little info as possible and I’m nervous they are just trying to give me as little as possible. This is a property damage claim because the car was unoccupied and the limit is 15k and in this same accident the faultee hit another car a newer ev and totaled that car as well so it’s made the process take over sixty days and added a bunch of layers. Can anyone who knows more about this type of thing help me understand if I should counter and how or what could go wrong if I do just any info would be helpful
Location: California, US
u/forestThefuck — 5 hours ago