u/fly_fish_1

I contribute some money to my zero-balance Traditional IRA at Fidelity.

Question 1: Can I immediately transfer these money from Traditional IRA to my Roth IRA at Fidelity as a backdoor conversion? In other words, do I have to wait for a settlement of such money in Traditional IRA, and then backdoor conversion one or two days later?

Question 2: How to do the backdoor conversion from Traditional IRA to Roth IRA? Is it the following? Log in Fidelity.com desktop website --> "Transfer" --> "Transfer cash or shares between Fidelity accounts" ??

Thanks!

Neither USA citizen nor permanent resident.

As a regular foreign visitor in San Francisco, can I apply for a senior clipper card, in order to get discount on BART/Caltrain?

Thanks.