u/figuring_out_idk

Need guidance! Remote company

​

Need honest advice: UK LTD vs US LLC (Stripe, taxes, structure confusion)

Hey everyone 🤝

I need some real advice from people who’ve actually been through this.

I’m from Pakistan and running an ecom marketing agency. I registered a UK LTD around 3–4 years ago. Every year I’ve been doing the filings properly, but to be honest, most of my actual payments were going through my wise personal account, so the UK company didn’t have much real activity.

Recently my Wise accounts got closed, which forced me to rethink everything and fix my structure properly.

---

What I’m doing now:

Moving to Stripe for payments (around 4–5% fees) bcz of wise account closure.

Connecting everything to company account (because no option left)

Keeping everything clean, recorded, and compliant

---

Where I’m confused:

With a UK LTD:

Around 19–25% corporation tax on profits

Plus compliance, accounting, etc.

Now that everything will be properly recorded through Stripe and bank, I’m honestly not comfortable with that level of tax, and I also don’t want any issues later.

---

What I’ve been seeing online:

Chat gpt says:

Open a US LLC

It's 0% tax (if you’re non-US and no US activity)

You only pay tax in Pakistan

But I’m not sure how true or safe that is long-term.

Is it true? 0% as a non resident? I only pay tax in Pakistan?

---

My main questions:

  1. Should I just continue with my UK LTD and accept the tax as the cost of doing things properly? Honestly I'm not comfortable.

  2. Or should I switch to a US LLC now before things scale further?

  3. Is it practical to:

Open a US LLC

Move operations there (open new stripe/banks)

Then dissolve the UK LTD later?

  1. What are the real challenges with US LLC?

Stripe setup

Bank accounts

Compliance

Benefits

Challenges

  1. For people using Stripe internationally, what structure are you using?

---

My goal:

Clean and compliant setup

No future legal/tax issues

Reasonable tax efficiency (not trying to do anything shady)

Smooth operations (payments, banking, scaling)

---

Right now I feel stuck between:

UK LTD → higher tax but more straightforward

US LLC → potentially lower tax but more setup + uncertainty

---

I was thinking to continue using UK LTD stripe and other accounts without worrying and later on before filing I can open a LLC and dissolve the UK ltd? Will there be any issues if I do this? Or what approach I should take?

Would really appreciate honest advice from experienced people, especially those running similar setups from Pakistan or remotely.

Thanks a lot 🙌

reddit.com
u/figuring_out_idk — 1 day ago
▲ 0 r/TaxUK

Need honest advice plz guide

​

Need honest advice: UK LTD vs US LLC (Stripe, taxes, structure confusion)

Hey everyone 🤝

I need some real advice from people who’ve actually been through this.

I’m from Pakistan and running an ecom marketing agency. I registered a UK LTD around 3–4 years ago. Every year I’ve been doing the filings properly, but to be honest, most of my actual payments were going through my wise personal account, so the UK company didn’t have much real activity.

Recently my Wise accounts got closed, which forced me to rethink everything and fix my structure properly.

---

What I’m doing now:

Moving to Stripe for payments (around 4–5% fees) bcz of wise account closure.

Connecting everything to company account (because no option left)

Keeping everything clean, recorded, and compliant

---

Where I’m confused:

With a UK LTD:

Around 19–25% corporation tax on profits

Plus compliance, accounting, etc.

Now that everything will be properly recorded through Stripe and bank, I’m honestly not comfortable with that level of tax, and I also don’t want any issues later.

---

What I’ve been seeing online:

Chat gpt says:

Open a US LLC

It's 0% tax (if you’re non-US and no US activity)

You only pay tax in Pakistan

But I’m not sure how true or safe that is long-term.

Is it true? 0% as a non resident? I only pay tax in Pakistan?

---

My main questions:

  1. Should I just continue with my UK LTD and accept the tax as the cost of doing things properly? Honestly I'm not comfortable.

  2. Or should I switch to a US LLC now before things scale further?

  3. Is it practical to:

Open a US LLC

Move operations there (open new stripe/banks)

Then dissolve the UK LTD later?

  1. What are the real challenges with US LLC?

Stripe setup

Bank accounts

Compliance

Benefits

Challenges

  1. For people using Stripe internationally, what structure are you using?

---

My goal:

Clean and compliant setup

No future legal/tax issues

Reasonable tax efficiency (not trying to do anything shady)

Smooth operations (payments, banking, scaling)

---

Right now I feel stuck between:

UK LTD → higher tax but more straightforward

US LLC → potentially lower tax but more setup + uncertainty

---

I was thinking to continue using UK LTD stripe and other accounts without worrying and later on before filing I can open a LLC and dissolve the UK ltd? Will there be any issues if I do this? Or what approach I should take?

Would really appreciate honest advice from experienced people, especially those running similar setups from Pakistan or remotely.

Thanks a lot 🙌

reddit.com
u/figuring_out_idk — 1 day ago
▲ 2 r/tax

Need honest advice! Plz guide

​

Need honest advice: UK LTD vs US LLC (Stripe, taxes, structure confusion)

Hey everyone 🤝

I need some real advice from people who’ve actually been through this.

I’m from Pakistan and running an ecom marketing agency. I registered a UK LTD around 3–4 years ago. Every year I’ve been doing the filings properly, but to be honest, most of my actual payments were going through my wise personal account, so the UK company didn’t have much real activity.

Recently my Wise accounts got closed, which forced me to rethink everything and fix my structure properly.

---

What I’m doing now:

Moving to Stripe for payments (around 4–5% fees) bcz of wise account closure.

Connecting everything to company account (because no option left)

Keeping everything clean, recorded, and compliant

---

Where I’m confused:

With a UK LTD:

Around 19–25% corporation tax on profits

Plus compliance, accounting, etc.

Now that everything will be properly recorded through Stripe and bank, I’m honestly not comfortable with that level of tax, and I also don’t want any issues later.

---

What I’ve been seeing online:

Chat gpt says:

Open a US LLC

It's 0% tax (if you’re non-US and no US activity)

You only pay tax in Pakistan

But I’m not sure how true or safe that is long-term.

Is it true? 0% as a non resident? I only pay tax in Pakistan?

---

My main questions:

  1. Should I just continue with my UK LTD and accept the tax as the cost of doing things properly? Honestly I'm not comfortable.

  2. Or should I switch to a US LLC now before things scale further?

  3. Is it practical to:

Open a US LLC

Move operations there (open new stripe/banks)

Then dissolve the UK LTD later?

  1. What are the real challenges with US LLC?

Stripe setup

Bank accounts

Compliance

Benefits

Challenges

  1. For people using Stripe internationally, what structure are you using?

---

My goal:

Clean and compliant setup

No future legal/tax issues

Reasonable tax efficiency (not trying to do anything shady)

Smooth operations (payments, banking, scaling)

---

Right now I feel stuck between:

UK LTD → higher tax but more straightforward

US LLC → potentially lower tax but more setup + uncertainty

---

I was thinking to continue using UK LTD stripe and other accounts without worrying and later on before filing I can open a LLC and dissolve the UK ltd? Will there be any issues if I do this? Or what approach I should take?

Would really appreciate honest advice from experienced people, especially those running similar setups from Pakistan or remotely.

Thanks a lot 🙌

reddit.com
u/figuring_out_idk — 1 day ago