u/fauXop

Image 1 — Cred issuing its card as LTF !!
Image 2 — Cred issuing its card as LTF !!
Image 3 — Cred issuing its card as LTF !!

Cred issuing its card as LTF !!

I was checking about this card when it launched (approx 6 months back) but never got any offer in my app and I didn’t care as it was having some fees.

But today it showed me that its LTF and its available.

The catch ?

It did my aadhar KYC and did a Hard Enquiry on my cibil showing a 4.6L Limit available and then showed that we aren’t giving you right now, you have to wait 🤦🏻‍♂️

Did anyone else face this ?

Features of the card

- 5% cashback on top merchants like Amazon, Flipkart, Swiggy, Zomato, Zepto, Blinkit, BigBasket,etc.

- 1% on all UPI Spends

Note - You have to spend the coins earned as cashback on travel/hotels to get best value, otherwise you’ll get 2.5%

u/fauXop — 3 days ago

My credit card stack includes the following

HDFC Bank Regalia Gold - 2500rs
HDFC Tata Neu Infinity** **- LTF
HDFC Tata Swiggy - LTF
HDFC Upi - LTF
AXIS Neo Rupay - LTF
AXIS MyZone - LTF
RBL Shoprite - LTF
Unity Roar Rupay - LTF
ICICI Amazon Pay - LTF
ICICI Coral Rupay - LTF
Jupiter CSB Edge Rupay - LTF
Slice Super Rupay - LTF
IndusInd Pinnacle - LTF
IndusInd Platinum Rupay - LTF
AU Bank LIT - LTF
AU Bank InstaPay Rupay - LTF
Indian Bank OneCard Metal - LTF
Indian Bank OneCard RuPay - LTF
BOB Uni Gold VISA - LTF
BOB Uni Gold Rupay - LTF
Scapia Visa - LTF
Scapia Rupay - LTF
Yes Bank Ace KreditPe Rupay - LTF
CUB SalarySe Rupay - LTF

Happy to know your all stack and limits 😌 pretty sure there must be people with Infenia and EPM with just one card having 15-20L limits ✨

u/fauXop — 9 days ago