


Cred issuing its card as LTF !!
I was checking about this card when it launched (approx 6 months back) but never got any offer in my app and I didn’t care as it was having some fees.
But today it showed me that its LTF and its available.
The catch ?
It did my aadhar KYC and did a Hard Enquiry on my cibil showing a 4.6L Limit available and then showed that we aren’t giving you right now, you have to wait 🤦🏻♂️
Did anyone else face this ?
Features of the card
- 5% cashback on top merchants like Amazon, Flipkart, Swiggy, Zomato, Zepto, Blinkit, BigBasket,etc.
- 1% on all UPI Spends
Note - You have to spend the coins earned as cashback on travel/hotels to get best value, otherwise you’ll get 2.5%