u/dotheWenckebach

I'm a new attending and my institution offers a 403(b) with employer match, and a non-governmental 457(b).

I'm planning on maxing out my Roth IRA (backdoor), and my 403(b) accounts.

But how much of you are also maxing out secondary retirement accounts (like a non-governmental 457b)? In this account, I do have some flexibility with distribution if I were to leave (I can defer distribution as a lump sum or installment payments to a later date of my choosing), access to Vanguard funds with low expense ratios, and I'm not terribly worried about my hospital going bankrupt.

Are most people prioritizing their 2ndary retirement accounts, or choosing to invest in a taxable brokerage instead?

I have a couple of different accounts, and wasn't sure if there was a "best" order in which to maximize these accounts! The accounts I have are:

- Roth IRA

- 403(b) retirement account (w/ employer match)

- 457(b) non-governmental account

- Taxable brokerage account

I figure the Roth IRA and the 403(b) should come first. But if I were to have extra cash left over, should I prioritize contributing to the 457(b) non-governmental account or the taxable brokerage account?

I have a couple of different accounts, and wasn't sure if there was a "best" order in which to maximize these accounts! The accounts I have are:

- Roth IRA

- 403(b) retirement account (w/ employer match)

- 457(b) non-governmental account

- Taxable brokerage account

I figure the Roth IRA and the 403(b) should come first. But if I were to have extra cash left over, should I prioritize contributing to the 457(b) non-governmental account or the taxable brokerage account?