Smart contract payment infrastructure for freight. Token, stablecoin, or no crypto at all? Honest opinions wanted
Posted in r/investors recently and got some great feedback. Figured this community might have useful perspective on the technical side.
I built an AI freight marketplace. 13 years in trucking, ran a brokerage, sold it, built this. First 30 days: $109,951 MRR, 572 paid carriers, 4,200 loads, zero fraud, 91% retention.
We are building smart contract infrastructure for automated freight payment. Carrier delivers, GPS confirms, clean POD uploaded, payment releases automatically. No manual intervention.
Three paths we are weighing:
- Native FLOW token for settlement and carrier reputation staking
- USDC stablecoin rails, same smart contract logic, no native token
- No crypto at all. Conditional release built on traditional ACH and bank rails
Honest feedback so far has pointed toward Option 2 or 3. The token adds investor friction without changing the core value of the automation.
Has anyone built conditional escrow and automated payment release in a B2B context? What did you learn? Is there a compelling case for a native token here that goes beyond the obvious tokenomics arguments?
Not looking for hype. Looking for people who have actually built something in this space.