u/crayZpants

Spousal Survivor Benefits

I’m confused and would appreciate a clear answer.

Divorced after a 17yr marriage. Former spouse started collecting at his FRA. I’m considering collecting at 62 and even with a 30% reduction, his benefit would be higher than my own.

Question. If I opt to collect at 62 and ex spouse predeceases me, would I still be eligible for his full retirement benefit at that time or will the amount I take at 62 (with the reduction) remain the same?

Thank you for any clarification.

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u/crayZpants — 3 days ago