u/chenkenichi2424

Just curious if anyone here holds AVGE in their RRSP instead of CAGE specifically to avoid the 15% foreign withholding tax?

I’ve read that for larger portfolios (e.g., $500k+), the "tax drag" from unrecoverable FWT on Canadian-domiciled funds becomes significant enough to justify the move to US-listed ETFs.

Does anyone here actively manage the currency conversion (Norbert’s Gambit) to keep AVGE in their RRSP, or is the simplicity of CAGE still worth the cost to you?

Thanks.