u/camsand420

Anyone else absolutely screwed when it comes to student loans?!

I of course made the horrible financial decision to go to graduate school, with a job that pays $80,000 annually. I have $175k in debt, with $20k just in interest alone. I don’t need a lecture on how dumb the decision was—I need actual tangible advice from others in similar shoes.

With SAVE gone, IDR is saying my payments are going to be almost $2,000 a month (I’m hoping it is recalculated by the end of the month, but WTF). Even with programs like PSLF, I can’t afford the $2k a month. Has anyone had any success with forgiveness in any capacity or a lowered monthly payment rate?