u/brownbootsandspurs

We have a fixed and variable home loan and I have NFI!!!

Hi brains trust…first time home owner in my low 50’s

We have split our home loan into 80/20 fixed/variable with an offset

Is it more beneficial to pay off the bigger one first? Or focus on the smaller one?

It might seem a stupid question but I’ve never been in this position before 😭

For context Fixed is 200k and variable 80k

Advice very welcome 🙏

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u/brownbootsandspurs — 1 day ago