its getting to my nerves thar i cant save 25k even, from 1 lakh salary
expenses are
15k home expenses - me and wife. no kids
20k rent
15k parents maintenance
15k chitty - a long term savings for own home. (no inheritance)
15k gold loan - loaned for buying car (preowned)
10k gold loan - loaned for marriage expenses ( no family support)
no health insurance yet
scared of parents illness will put me in more loans (both above 60) no insurance, no sound savings.