u/actuallylistens

Thus isn't a complaint on high prices, I'm just looking to purchase a house and their last power bill was insane on a meter read.

I feel like I'm taking crazy pills. I'm looking at buying a house, and my initial rough budget on just mortgage, taxes, utilities, insurance, gas and food takes 97% of my money ($150 leftover). It would take me 22 months to save enough to cover a single month in an emergency.

I'm told by family, friends, and the bank I can afford this place but I think I'm screwed with even a small emergency.

Edit: thanks for everyone telling me I can't afford the house. I know that, the question is how long did it take you to create an emergency fund.