u/WritingAmbitious6495

Hi everyone,

I recently completed my internship at IBM and received a PPO for a SDE Cloud role. I wanted to get some clarity on the compensation structure from current IBMers or anyone who joined recently.

CTC Breakdown:

• Annual Fixed: INR 11 LPA
• Premium Component: INR 1,00,000 (One-time)
• Settling Allowance: INR 25,000 (One-time)

A few questions:

1. What would be the realistic monthly in-hand salary (post-tax/PF) for this bracket?
2. When does the Premium Component (1L) usually get credited? Is it with the 1st month's salary or after a few months?
3. For the Settling Allowance, do I need to submit any bills (like relocation/brokerage), or is it a flat payout?

Thanks in advance for the help!

Hey folks,

​I'm a 2026 grad doing internship in IBM and my manager recently gave the green signal for my intern-to-FTE conversion at a large tech MNC in Bangalore. The hiring team then contacted my TPO, and my TPO said the CTC is 11 LPA, but they didn't give any clarity on the actual breakdown.

​I am too shy to ask for the salary breakdown from the other full-time employees on my team, so I need some help from anyone who has an idea or was placed previously.

1. ​What does the base vs. variable split usually look like at this CTC?
2. ​What is the approximate in-hand salary per month after PF and taxes?

​Thanks!

Hey folks,

I'm a 2026 grad doing internship in IBM and my manager recently gave the green signal for my intern-to-FTE conversion at a large tech MNC in Bangalore. The hiring team then contacted my TPO, and my TPO said the CTC is 11 LPA, but they didn't give any clarity on the actual breakdown.

I am too shy to ask for the salary breakdown from the other full-time employees on my team, so I need some help from anyone who has an idea or was placed previously.

What does the base vs. variable split usually look like at this CTC? What is the approximate in-hand salary per month after PF and taxes?

Thanks!

Hey folks,

I'm a 2026 grad doing internship in IBM and my manager recently gave the green signal for my intern-to-FTE conversion at IBM in Bangalore. The hiring team then contacted my TPO, and my TPO said the CTC is 11 LPA, but they didn't give any clarity on the actual breakdown.

I am too shy to ask for the salary breakdown from the other full-time employees on my team, so I need some help from anyone who has an idea or was placed previously.

What does the base vs. variable split usually look like at this CTC? What is the approximate in-hand salary per month after PF and taxes?

Thanks!

Hey folks,

I'm a 2026 grad doing internship in IBM and my manager recently gave the green signal for my intern-to-FTE conversion at a large tech MNC in Bangalore. The hiring team then contacted my TPO, and my TPO said the CTC is 11 LPA, but they didn't give any clarity on the actual breakdown.

I am too shy to ask for the salary breakdown from the other full-time employees on my team, so I need some help from anyone who has an idea or was placed previously.

What does the base vs. variable split usually look like at this CTC? What is the approximate in-hand salary per month after PF and taxes?

Thanks!

Hey folks,

​I'm a 2026 grad doing internship in IBM and my manager recently gave the green signal for my intern-to-FTE conversion at a large tech MNC in Bangalore. The hiring team then contacted my TPO, and my TPO said the CTC is 11 LPA, but they didn't give any clarity on the actual breakdown.

​I am too shy to ask for the salary breakdown from the other full-time employees on my team, so I need some help from anyone who has an idea or was placed previously.

1. ​What does the base vs. variable split usually look like at this CTC?
2. ​What is the approximate in-hand salary per month after PF and taxes?

​Thanks!