I got laid off 2 months ago, have ₹6L in savings, and no income. How do I make this money last while I figure out my next move without destroying my financial future?
Was laid off in March. Got a decent severance but it's running out. Total savings including severance is around ₹6L.
No EMIs. Rent is ₹12k. Monthly expenses around ₹22k total. So roughly 6-7 months of runway if I'm careful.
Actively interviewing but the market is rough right now. Could take 3 months, could take 6.
Do I pause all SIPs? Liquidate anything? How do I protect what I have without making decisions I'll regret when I'm back on my feet?
Has anyone managed a job loss without completely derailing their finances?
u/Wide_Sherbet2366 — 2 days ago