u/Wide-Stretch2571

Hi all,

I’m a solo first-time buyer currently looking at flats in Watford and surrounding areas. I work in NW London and commute into the office 5 days a week, so ideally I’m looking for somewhere within around 90 mins max each way by public transport.

My salary is £32k and after speaking to a mortgage advisor, they said I could potentially borrow around £144k. I’m hoping to put down a £20–25k deposit max.

I’m mainly looking at 1-bed flats and trying to figure out what’s realistically achievable with this budget in today’s market. Has anyone recently bought solo around Watford/Herts/NW London on a similar salary/budget?

I’ve also been looking into First Homes schemes that fellow Redditor’s have mentioned. I can’t seem to find much in London.

Would really appreciate hearing from anyone who’s been in a similar situation or has recommendations for areas worth looking at with decent transport links into NW London.

Thanks!

Hi all,

I’m a solo first-time buyer currently looking at flats in Watford and surrounding areas. I work in NW London and commute into the office 5 days a week, so ideally I’m looking for somewhere within around 90 mins max each way by public transport.

My salary is £32k and after speaking to a mortgage advisor, they said I could potentially borrow around £144k. I’m hoping to put down a £20–25k deposit max.

I’m mainly looking at 1-bed flats and trying to figure out what’s realistically achievable with this budget in today’s market. Has anyone recently bought solo around Watford/Herts/NW London on a similar salary/budget?

I’ve also been looking into First Homes schemes that fellow Redditor’s have mentioned. I can’t seem to find much in London.

Would really appreciate hearing from anyone who’s been in a similar situation or has recommendations for areas worth looking at with decent transport links into NW London.

Thanks!