My daughter has a significant disability but has been self-supporting and living independently for 15 years. She has suffered some setbacks in this economy. I also feel that she makes what I think are poor decisions, yet overall, I give her a lot of credit for being courageous, creative and persevering. Making your own decisions are part of adulthood and I can accept that what I would do is not going to be tolerable for a younger person all the time. We have a good nest egg, but nobody knows the future and inflation worries me. Still projections indicate we will be able to leave her money after we are dead - so why not help now? My anxiety is at a point where I am considering a part time job to just feel more secure about sharing money with her - assuming I could find one.
Does anyone have guidance about sharing money with adult children? Is there a rule of thumb from the experts? Do you have experience to share?
I do not want to destroy her motivation to get back on her feet, and I think she prefers independence. I just feel bad that she is having this problem right now. My husband has invited her to live with us and she says that is a last resort, so I have sent her money.