Help with reviewing quote
Hi all - long time follower and have been reading through heaps of threads. Finally taking the plunge with a novated lease EV on the Audi Q6 model that falls under the LCT.
My company is with Flare, and the interest rate is around 8.5% (I can't remember the exact).
Despite my research I'm struggling a bit to dissect the numbers. They have quoted $605 for ceramic tint and $1250 for ceramic paint protection. That portion of costs goes under the finance bit of the car (meaning interest).
Is it worth it to add on their ceramic tint + ceramic paint protection pack on? The 'effect to net pay' seems like it'll only cost me $1300 over 5 years, where the RRP if I paid in cash would be $1800+. Does this mean it's worth putting in on finance even though I pay interest on it?
Overall, do the numbers make sense? I raised the question about the 'fuel' allowance under running costs which they will remove.
Thanks in advance!