u/WHOinMYhouse

I currently have about 35k in CC debt. I live in IL, I have a car currently paid off and owe about 160k on my home. Zillow has my home valued at 268k(how accurate this is I’m not sure) based off what I gathered online the exemption limit is 100k per couple(currently married). Does this mean my home equity will be used to pay off my entire debt or only the dollar amount over the 100k exemption amount will be used towards my debt?