u/VietVet1971

I am a 77 yo retiree. In February, I subscribed to my 5th year of HDO (High Dividend Opportunity) on Seeking Alpha. I had consistently collected 10%+ on my +/- 50 position portfolio. Then I stumbled across NEOS and added a few to my accounts to watch it after doing my research. Although HDO had been good for a reliable income, it required vigilance. I found myself favoring the NEOS shares to my HDO portfolio shares. I was tired of the methodology of the HDO. So I fed my concerns into Gemini, ChatGPT, and Copilot, as well as searches across the web. It was unanimous; it was time to relax with a new approach. I don't need the income. What I've been doing is building something to leave to my heirs, something they can understand; not an HDO portfolio they would rather sell without understanding how to maintain it. Over the last few days, I have sold all of the HDO shares and bought into SPYI, QQQI, IYRI, IWMI, and RA. $.5M should deliver a nice inheritance. Note: I've never taken any dividend funds out of my accounts, and my heirs have no idea what they will someday receive.