u/UnluckyJournalist390

I’m a 37f and I’ve been through a few ups and downs in my time with life and business. Covid really knocked me around and I lost my business in that.

I went back as a mature age apprentice and started a career that I have never really been able to turn into big dollars. I’m pretty frugal and while I’ve been working very average paying jobs, I’ve managed to save a considerable $200k.

The only thing is, I’m so mentally attached to it “as a safety net”.

I recently moved cities and am back in the job market and realistically my profession will net me a salary $80-100k. Which is just okayyy.

My funds have been sitting in a HISA but I know that’s not the best plan. I’ve thought about buying an investment property but my borrowing power is so weak.

Maybe I retrain in a higher paying job? Idk feeling kinda stuck.