u/TypicalPatience7378

I’m 25 with 25k in debt, I’m tired of stressing everyday how I’m going to pay off my debt, chapter 7 or chapter 13? I’m thinking of chapter 7 bc at the end of the month I just don’t have the money to pay another loan

Back story my gf at the time had my credit card (yes life lesson never let them have it) she maxed out my card an yes I know she shouldn’t have had

3 credit cards and 2 personal loan