u/TrickSuspicious6089

For those who have maxed out stock & share ISA and have extra money, where do you invest further?

1. GIA

2. Pension

3. Bonds

4. Property

There are pros and cons of each option..

most tax efficient being pension but have to lock money away until retirement - government policies may change

GIA is most liquid and easiest to access but draw out may be suboptimal in bad years

Just curious what do you guys do as part of your future planning?

When you guys do one bagger to go on holidays, do you normally bring shoes? (In addition to what you’re wearing?)

For short trip I don’t normally bring anything else apart of what I’m wearing.

However when I was in Japan recently for a week, it was raining so heavily and my shoe was soaked and I didn’t have any spare… just wonder what do you guys do… always pack a spare or?

On that note, any recommendation for versatile shoes?

Thanks!